Attention homeowners in Reading and Berks County: Need an appraisal?

Check out the top 7 reasons why PA homeowners order from Stehman Appraisal Company Inc.:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge Berks county's assessment of your propertyworth
  3. To reduce your monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in PA by determining the true market value of property in question

Own a home in or near Reading, PA and need help deciding the value of it?
Contact Stehman Appraisal Company Inc..

We at Stehman Appraisal Company Inc. understand the individual needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Stehman Appraisal Company Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Stehman Appraisal Company Inc. is experts in helping folks just like you do away with unwanted and unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if your house not appreciating as much as other properties nearby. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An appraisal report from Stehman Appraisal Company Inc. is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your home is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Stehman Appraisal Company Inc. can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for verity? Stehman Appraisal Company Inc. offers field reviews where we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Stehman Appraisal Company Inc. can We can assist you. Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.